✓ Dedicated account manager

✓ Multiple acquirer access

✓ Flexible contracts with no auto-renew

✓ Contract buyout help

✓ Managed PCI compliance with hands‑on support

✓ Fast settlement with same or next‑day payouts

✓ Transparent pricing with no hidden fees

X Call‑centre queues and ticketing systems

X Limited to one provider

X Tied into 18–48 months minimum contracts

X Contract buyout support rarely offered

X PCI compliance often via self‑service portals

X Slower settlement often 2–3 days

X Fees often complex